Insurance products that protect your family

Once you've purchased child coverage, all of your eligible children are covered for the same amount.

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You can pack a PARACHUTE for:

  • YouYou
  • Your spouseYour spouse
  • You and your spouseYou & your spouse
  • You, your spouse & your childrenYou, your spouse & your children
  • You and your childrenYou & your children

Choose the coverage you want

PARACHUTE Critical Illness Insurance:

You Spouse Children
Minimum available You$10,000 Spouse$10,000 Children$5,000
Available for purchase without medical information You$30,000 Spouse$30,000 Children$15,000  or 50% of your coverage amount, rounded to the
next highest $1,000, whichever is lower.
Maximum available You$100,000 Spouse$100,000 Children$25,000  or 50% of your coverage amount, rounded to the
next highest $1,000, whichever is lower.
Units of coverage You$5,000 Spouse$5,000 Children$1,000

PARACHUTE Life Insurance:

You Spouse Children
Minimum available You$25,000 Spouse$25,000 Children$10,000
Available for purchase without medical information You$100,000 Spouse$100,000 Children$50,000  or 50% of your coverage amount, rounded to the
next highest $5,000, whichever is lower.
Maximum available You$250,000 Spouse$250,000 Children$50,000  or 50% of your coverage amount, rounded to the
next highest $5,000, whichever is lower.
Units of coverage You$25,000 Spouse$25,000 Children$10,000

Families can change over time

Life events happen. If your status changes from single to married, or if you become a parent, we make it easy to change your coverage. In the 60 days following a life event, you can increase your coverage amount and add your spouse, children, or both without having to answer any medical questions up to the maximum available without medical information. Please note, you must be actively at work on the date you request additional coverage.

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